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Gregory Stevenson Financial Services
Retirement Income Analysis

The Income Gap
Calculator

The number most pre-retirees have never calculated -- and the one that matters most.

Answer the six questions below using your best estimates. You do not need exact numbers -- reasonable estimates are enough to reveal whether your retirement income has a structural gap.
Begin
Tap here to start
01
Question 1 of 6

What is (or will be) your monthly Social Security benefit?

If you are not yet receiving benefits, use your estimated amount from ssa.gov. Pick the closest range.

02
Question 2 of 6

Do you have a pension or other guaranteed monthly income?

Include pensions, annuity payments, rental income, or any other reliable monthly source besides Social Security.

03
Question 3 of 6

What are your essential monthly expenses?

Housing, utilities, groceries, insurance, healthcare, transportation -- the bills that must be paid no matter what.

04
Question 4 of 6

What about lifestyle expenses?

Travel, dining out, hobbies, gifts, entertainment -- the things that make retirement worth having.

05
Question 5 of 6

What is the total value of your retirement savings and investments?

Include 401(k), IRA, brokerage accounts, and any other savings earmarked for retirement.

06
Question 6 of 6

How far are you from retirement?

If you are already retired, select the first option.

Your Results

Your Income Gap Analysis

Monthly Gap
$0
Annual Gap
$0
Lifetime Total
$0
What to Do Next
Your Next Steps
1
Continue to Module 1 to learn the fundamentals of how indexed annuities work and whether they could help close your gap.
2
Return to Your Blueprint and review the personalized recommendations based on your profile.
3
Take notes on your numbers. Your monthly gap, annual gap, and lifetime shortfall are the foundation for building your retirement income plan.