Your Retirement
Red Flag Test

If my spouse or I passed away tomorrow, the surviving partner would see a significant drop in income -- and I haven't planned for how to handle that.

I've reviewed the beneficiary designations on all my financial accounts within the last two years.

I couldn't clearly explain to a friend how my current retirement investments work -- the fees I'm paying, the risks I'm taking, or what's guaranteed.

I have a written plan for which accounts to draw from first and how much to withdraw each year in retirement.

More than half of my retirement savings is concentrated in a single stock, sector, or asset class.

I know how my income level in retirement will affect my Medicare premiums, and I've planned around it.

My retirement plan doesn't specifically account for how inflation will increase my expenses over 20-30 years.

I have a specific tax strategy for managing RMDs, tax brackets, and withdrawal timing in retirement.